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At Motorama Toyota, we know running a fleet can be hard work. Especially when you have a million other things to juggle.

If you have up to 20 vehicles as part of your business, we can help to ease the load and save you time as well as money.

Toyota Fleet Management (TFM) offer two fully maintained finance options that are tailored to businesses with small fleets - CompleteLease and Maintained Chattel Mortgage. This guide provides a brief overview of both options to help you decide which is best for you.

Weighing up your options

Weighing up

Leasing

CompleteLease is our fully maintained vehicle leasing option that includes all your running costs.

You don't need to pay a deposit and you can choose your own term, at a fixed monthly rental price. Unlike a traditional vehicle lease, there is no residual value obligation at the end of the lease term - you simply return^ the vehicle to TFM.

CompleteLease conveniently bundles the costs associated with a vehicle lease, covering core items like servicing, registration, tyres and maintenance. You can even add optional extras like roadside assist, a TFM Fuel Card and TFM's comprehensive motor vehicle insurance* into your monthly repayment. Simply choose a new vehicle then set the lease term and kilometre usage. Once everything is bundled together, all you need to take care of is a single montly payment.

Weighing up your options

Buying

A Maintained Chattel Mortgage can be a tax-effective vehicle loan option, as it gives you flexibility at the end of your contract.

You can choose to extend your loan term or simply pay off the balance. Once the final balance is baid, your business owns the vehicle. Just like our lease option, you can choose your term and enjoy the convenience of fixed monthly repayments, with vehicle running costs included.

A Maintained Chattel Mortgage is a smart way to purchase your vehicles, with ptential tax benefits built in. First, choose your deposit amount, loan term and kilometre usage. Then enjoy the convenience of a hassle-free, monthly invoice. With your running costs included, plus the option to add roadside assist, a TFM Fuel Card and comprehensive motor vehicle insurance* from TFM, you're free to focus on your business.

Weighing up your options

Benefits of outsourcing your fleet management to Motorama Toyota

Running a fleet yourself can be challenging. The hassles and wasted time managing the admin side of a fleet, not to mention the loss of time and money if vehicles break down. Running costs can eat into profitability, while unpredictable costs can impact your cash-flow management.

By outsourcing the management of your fleet and partnering with a fleet specialist at Motorama Toyota,  you can turn a cost into a revenue generating asset.

Our two easy finance options

Our two easy finance options

Option 1: Fully Maintained Operating Lease

  • A simple way to lease business vehicles
  • Easy budgeting
  • You may include fleet management services
  • Vehicles are tax-deductible
  • You don't need a deposit
  • Your choice of lease terms
  • No residual value to pay
  • Low risk
Our two easy finance options

Option 2: Chattel Mortgage

  • Simple vehicle loan
  • You legally own the vehicle
  • Flexible payment options
  • You may include fleet management services
  • Choose your loan term
  • Fixed interest rate
  • Know your monthly costs upfront
  • Claim depreciation and interest

^ Subject to terms and conditions

* The Underwriters of this insurance is Zurich Australia Limited (ABN 92 000 010 195, AFSL 232510) and Aioi Nissay Dowa Insurange Company Australia Pty Ltd (ABN 11 132 524 282, AFSL 443540). Any advice contained on this website is general in nature, and we have not considered your specific circumstances. You should read the Product Disclosure Statement, available at toyotafleetmanagement.com.au, and assess whether the policy is appropraite for your needs before making a decision to purchase this insurance.